Our Services
Financial Solutions
Consultation and guidance for Canadian business owners, entrepreneurs, and other professionals.
LIFE INSURANCE
Life insurance is a financial tool that provides a tax-free cash payout to your beneficiaries. It replaces income after the family breadwinner’s death or for individuals with large assets, minimizes the estate tax burden when transferring assets to your heirs. It can also provide the necessary liquidity for expenses such as mortgages, buy-sell agreements or key employee insurance.
If you qualify, an immediate financing agreement (IFA) may be used to purchase life insurance. In this Asset Builder Strategy, you pay 10% (or less) of the annual premium cost plus the interest cost of a collateral loan (that is tax-deductible) and your money can remain in your other investments.
risk management
Some of our client families need a steady income to meet their current lifestyle and achieve their financial goals. Rise helps you maintain your current quality of life if you face an unexpected disability or critical illness. We offer a variety of financial instruments to reduce the negative impact of unexpected medical problems.
ESTATE & RETIREMENT PLANNING
Our comprehensive estate planning services include drafting wills, establishing trusts, and designating beneficiaries. Ensuring your well-earned assets are distributed according to your wishes.
With our retirement planning expertise; we take into account your post-retirement expenses and income sources, developing a plan that may consist of investments, annuities, pensions, social security and other cash flow covers that will create a stress-free retirement.
“I’m grateful for the team at Rise, especially my long-time advisor Dharmesh and his associate Parth. Their expertise has ensured that my income would be entirely protected for my family if something were to happen to me. We also created an income source for my children and grandchildren, while organizing my existing portfolio to be efficiently transferred upon my passing. As a business owner with a busy schedule in the food industry, I had no time to figure out what I needed to do. They’ve turned my financial anxiety into financial clarity. I highly recommend their services. A big thank you to the Rise Wealth team!”
Laura F. | Multiple restaurant owner, Ontario