Terms of Use

1. Using this website

The website is operated by Rise Wealth Solutions Inc. (“Rise Wealth Solutions”, “we” or “us”). By using it, you agree to these terms and to our Privacy Policy. You must be at least 18 years old to use the website.

2. For information only

Everything on this website is general educational information. It is not personal financial, tax, legal, accounting or investment advice, and it does not take your circumstances into account. Please speak with your accountant and legal advisor before acting on anything you read here.

3. No advisory relationship

Visiting the website, using our forms or booking a call does not create an advisor-client relationship. That begins only when we both sign a written agreement or you complete an application with us.

Nothing on the website is an offer or a solicitation in any place where it would be unlawful. We currently offer insurance and related services only in the provinces where we are licensed: Ontario and Alberta.

4. Examples and illustrations

Figures, charts and scenarios on the website, including those on the Asset Builder page, are illustrations for educational purposes. They are not forecasts or promises. Insurance dividends, interest rates, tax rules and lender terms can change, and results are different for every person and corporation. Strategies that involve borrowing carry risk, including the risk that the strategy does not perform as illustrated. Your own review uses your actual numbers.

5. Accuracy and changes

We work to keep the website accurate and current, but laws and products change. We do not promise that the content is complete, current or free of errors. We may change or remove content at any time without notice.

6. Your use of the site

You may use the website for lawful, personal purposes. You agree not to:

• use it for anything unlawful or misleading;
• give us false information, or information about someone else without their permission;
• try to reach areas of the website that are not public;
• interfere with or overload the website, or introduce malicious code;
• copy or collect its content by automated means.

Please do not send sensitive information, such as your Social Insurance Number, banking details or health information, through our website forms.

7. Third-party tools and links

Our forms and booking calendar are provided by third parties (currently Tally and Zcal), and the website may link to other sites. They have their own terms and privacy policies, and we are not responsible for them or for what they contain.

8. Our content

The website’s text, design, graphics, logo and other content belong to Rise Wealth Solutions or are used with permission. You may view and print pages for your own personal, non-commercial use. Anything else, including copying, republishing or using our content commercially, needs our written permission. Third-party marks, including professional designation marks, belong to their owners.

9. No warranties

To the extent the law allows, the website and its content are provided “as is” and “as available”, without warranties of any kind. We do not promise that the website will be uninterrupted, secure or free of errors.

10. Limits on our liability

To the extent the law allows, Rise Wealth Solutions and its directors, officers, employees and advisors are not liable for any loss or damage, whether direct, indirect, incidental, special or consequential, or for lost profits or opportunities, arising from your use of, or reliance on, the website.

If your misuse of the website or your breach of these terms leads to a claim against us, you agree, to the extent the law allows, to cover our reasonable losses from that claim.

Nothing in these terms limits a liability that cannot be limited by law. These terms apply to the website only. They do not change any duties we owe you as a client under a written agreement or under the rules that apply to licensed advisors.

11. Governing law

These terms are governed by the laws of Ontario and the federal laws of Canada that apply there. Any dispute about the website will be decided by the courts of Ontario, and you and we both accept their authority.

12. Changes and contact

We may update these terms at any time by posting the new version here, with a new date at the top. If you keep using the website after that, you accept the changes. If any part of these terms cannot be enforced, the rest still applies.

Questions about these terms can go to risewealthsolutions@gmail.com.